 Credit cards Cash talks loudest so credit helps us in times of need as well as shoppers security sometimes. Otherwise were not much for fancy features except, rates, balance transfers and fees. Its all about building credit, rebuilding bad credit for that future house and car and getting low rates. Building big debt reduces your future potential by piling you under years payments and piling interest rates. That high interest your paying out is what you should be paying to you and earning in compound interest toward your future. |