 Whether your banking with a local bank combing it will online banking or using a pur online or internet bank your money is more than one thing to you so dont be afaid to shop your services around. Customer support is important of course but it does not do you money and investing any good leaving all of your money in no interest or micro interest rate accounts earning 0.002% gets your money nowhere. Checking accounts, savings accounts, money market accounts should all be earning you a return. Your emergency cash, short term funds can earn you real money. If your checking account yield is earning 0.27% it will take 300 years for your account to double! But if your earning 2.00% it will only take 36 years, it may sound like a long time but thats your working money working for you. Yes short term rates are low right now but they will go higher in time. Like your banking account? Then move your savings out of that lousy returning account and move were you money is really more appreciated and get the yield. Online Banks- ( FDIC banks yes ) ~ ingdirect.com - Orange savings account 2.10% ~ virtualbank.com - ~ everbank.com - |